Direct Payment Accounts & Cards
Our direct payments banking solution is a free, purpose-built service for local authorities, solicitors, and partner organisations.
Traditional direct payment accounts often rely on prepaid cards or e-wallets, which can be costly and lack Financial Services Compensation Scheme (FSCS) protection—raising concerns for local authorities and commissioners.
The Monika platform changes this by offering a secure, next-generation banking solution that reduces costs and improves oversight. Features such as the built-in balance sweep system allow teams to set thresholds, manage unused funds proactively, and maintain full visibility across all accounts.
Access client funds within seven days, enabling faster support and decision-making
Reduce administrative time, lowering client costs and non-recoverable fees
Pay urgent expenses quickly (care homes, utilities, essential bills)
Set up and manage carer shopping funds and client spending allowances
Consolidate assets faster with full visibility of transactions and outgoing payments
Generate accurate reporting for welfare applications, care assessments, court orders and fee recovery
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Appointeeship
Deputyship
Banking
Money Management
Direct Payments
Families
The Money Carer Card
Payment Wearables
Finger Print Payment Card