The UK’s All-In-One Banking Platform Built for Deputies, Appointees and Direct Payments
Transferring daily money management matters to Money Carer to plan for the future. Our mission is simple: to safeguard client finances, reduce risk, and give families and professionals peace of mind. Our unique banking and payments platform, linked to a secure smartphone app, is trusted by hundreds of law firms, local authorities, care providers, families, and most importantly, our clients.
Our Key Accounts
The Professional Deputy Bank Account
Opening an FSCS‑protected bank accounts for clients on our platform is straightforward. Each account is fully integrated into our platform Monika, giving you complete visibility and control.
Bank Accounts for Trust Corporations
We offer FSCS‑protected accounts held in the client’s name and recorded as being managed by a Trust Corporation, supported by a streamlined onboarding journey with simple steps.
Accounts Managed by Personal Injury Trust
Our accounts managed by a personal injury trust give trustees the convenience of making payments directly from the account, while ensuring strong protection through multi‑layer authentication and integrated electronic signature capabilities.
Bank Accounts for Appointees
Easily open a bank account on behalf of the individuals for whom you act as an appointee. Set up a separate, ring‑fenced account for receiving benefit income, and create dedicated budget or carer accounts to manage the person’s day‑to‑day spending.
Power of Attorney Management Accounts
A practical, modern banking solution for Lasting Power of Attorney arrangements. Through our secure portal, you can manage bank accounts and set up payments either as a sole attorney or collaboratively with fellow attorneys, ensuring every instruction is agreed and authorised by all required parties.
Direct Payment Accounts & Cards
Monika offers a secure, next-generation banking solution that reduces costs and improves oversight. Features such as the built-in balance sweep system allow teams to set thresholds, manage unused funds proactively, and maintain full visibility across all accounts.
The Touch Account
The Touch Account from Money Carer is a UK-first bank account for people with learning disabilities or support needs, designed for simple setup, stronger protection, and greater control to support financial inclusion.
Payment Wearbles
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Appointeeship
Deputyship
Banking
Money Management
Direct Payments
Families
The Money Carer Card
Payment Wearables
Finger Print Payment Card
Partners & Collaborations
Banking Platform Overview
Monika is built from a simple reality: managing the finances of vulnerable people is complex, time-consuming, and often unnecessarily frustrating.
As an organisation supporting thousands of individuals across the UK, we see the day-to-day pressures first-hand — from queuing at high street banks to register documents, to long hold times with utility providers and the DWP. These are not edge cases; they are routine barriers that slow down essential work and impact the people relying on that support.
Monika has been developed to remove that friction.
It is a purpose-built banking platform designed specifically for deputies, attorneys and appointees — combining cloud-based banking, payments, card issuing and controls with case management and communication tools, all within one secure environment.
Used daily by over 300 law firms, local authorities and care providers, Monika delivers meaningful operational efficiencies while enabling greater independence and financial inclusion for the individuals they support. It simplifies financial administration without losing sight of the human context behind it.
Partners using our Banking Platform
Local Authority Partners
Employees across the UK, Europe, Africa and the US
Vulnerable Adults Supported with our Services