The UK’s All-In-One Banking Platform Built for Deputies, Appointees and Direct Payments
Transferring daily money management matters to Money Carer to plan for the future
Our mission is simple: to safeguard client finances, reduce risk, and give families and professionals peace of mind. Our unique banking and payments platform, linked to a secure smartphone app, is trusted by hundreds of law firms, local authorities, care providers, families, and most importantly, our clients.
Our Key Accounts
Bank Accounts for Personal Injury Trusts
Simple and Free of Charge. Opening an FSCS-protected Bank Account for Personal Injury Trust on our platform is quick, easy and best in class.
Trust Corporation Bank Accounts
Simple and Free of Charge. Opening FSCS-protected bank accounts for Trust Corporations acting as Trustees, Deputies, or Attorneys is quick and hassle-free.
Direct Payment Accounts, PHBs, ILFs, and Privately Funded Care
Free banking services, tailored to vulnerable adults and those with disabilities.
Power of Attorney Management Account
For those who wish to receive some extra support with managing their finances.
Direct Payments
Practical support for local authorities and solicitors, ensuring financial inclusion for our clients.
Lasting Power of Attorney Account
Providing compassionate support and detailed guidance, to ensure peace of mind for concerned family members.
The Money Carer Card
Prepaid cards for care providers and support workers, ensuring safe, hands-on financial support.
Payment Wearbles
Providing a variety of ways for people to pay with a range of payment rings and payment bracelets.
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Appointeeship
Deputyship
Banking
Money Management
Direct Payments
Families
The Money Carer Card
Payment Wearables
Finger Print Payment Card
Partners & Collaborations
Banking Platform Overview
Monika is built from a simple reality: managing the finances of vulnerable people is complex, time-consuming, and often unnecessarily frustrating.
As an organisation supporting thousands of individuals across the UK, we see the day-to-day pressures first-hand — from queuing at high street banks to register documents, to long hold times with utility providers and the DWP. These are not edge cases; they are routine barriers that slow down essential work and impact the people relying on that support.
Monika has been developed to remove that friction.
It is a purpose-built banking platform designed specifically for deputies, attorneys and appointees — combining cloud-based banking, payments, card issuing and controls with case management and communication tools, all within one secure environment.
Used daily by over 300 law firms, local authorities and care providers, Monika delivers meaningful operational efficiencies while enabling greater independence and financial inclusion for the individuals they support. It simplifies financial administration without losing sight of the human context behind it.
Partners using our Banking Platform
Local Authority Partners
Employees across the UK, Europe, Africa and the US
Vulnerable Adults Supported with our Services