Bank Accounts for Appointees

Smarter banking for appointees and those they support

When authorised by the Department for Work and Pensions (DWP) to act as an appointee, you are required to manage a dedicated bank account. Our Appointee Account is purpose-built to simplify this responsibility—helping you stay compliant, avoid common errors, and safeguard the individual and their care team.

Built on the Monika platform, and used by hundreds of solicitors and local authorities, accounts are Financial Services Compensation Scheme (FSCS)-protected, free to open, and set up in minutes.

Key features include welfare benefit checks, balance alerts, managed spending via separate debit cards, secure document storage, and enhanced controls such as dual authorisation and spending limits.

What do you need to open the Bank Account for Appointees? 


A copy of the DWP BF57 document (your appointee confirmation)

Name of vulnerable person under appointeeship

Address and date of birth details of vulnerable adult

Basic identification documents for KYC (Know Your Customer)

Sort code and account details of old bank account (if switching)

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Appointeeship

Deputyship

Banking

Money Management

Direct Payments

Families

The Money Carer Card

Payment Wearables

Finger Print Payment Card 

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