Bank Accounts for Appointees and Deputies.
Bring all your clients' bank accounts under one platform — built for Court of Protection teams, deputies and appointees.
- ✓ Create spending cards for clients, carers and support workers
- ✓ Set up automated balance limits on accounts for safeguarding
- ✓ Manage ring-fenced accounts for clients receiving DWP payments
- ✓ Real-time suspicious payment alerts for fraud monitoring
Set up bank accounts for your clients with ease.
For many Court of Protection teams, opening bank accounts is still fraught with obstacles. Clients frequently lack the identity documents banks require, leading to lengthy customer-service calls and mandatory in-branch visits that professionals are required to attend.
Monika removes these barriers through an industry-leading KYC process that enables account opening even without standard ID. Using a templated letter signed by a nominated professional, institutions can verify identity quickly and compliantly — allowing clients to access the bank accounts they need without phone-call marathons or trips to the branch.
Everything your team needs, in one place.
Simplified KYC
Verify identity quickly and compliantly with a templated letter signed by a nominated professional — no phone-call marathons, no branch visits.
Carer & budget accounts
A faster, safer way to allocate funds to carers and clients — enabling essential purchases without the risks of physical money.
Current Account Switch
Every account is fully integrated with CASS — seamlessly transfer an existing current account into a Monika-managed account in P's name.
Manage as a team
Secure, auditable, collaborative management of client banking — without sole-user logins. Full visibility and control from day one.
Bring all your clients' bank accounts into one platform.
Any client bank account set up on the platform is fully integrated with the Current Account Switch Service — letting you transfer an existing current account into a Monika-managed account in P's name. Direct debits, standing orders and the balance move across automatically within 7 working days. The old account closes without you contacting the previous bank.
Three years of automatic payment redirection means anything sent to the old account is forwarded instantly. No single-user logins, no long calls with banks, no branch visits.
Learn about CASS
Integrated carer card solutions.
A faster, safer way to manage and allocate funds to carers and clients — enabling essential purchases without the risks of handling physical money. Trusted by hundreds of law firms, local authorities, care providers and families across the UK.
Because many clients rely on multiple carers, additional cards can be linked to a single central account for seamless oversight. Cardholders can make online purchases, contactless payments and cash withdrawals with ease, while our sweep tool keeps balances at a sensible level. Both clients and carers can check balances and transactions any time through the Money Carer app.
Explore Carer CardsReduce your team's administrative time.
Monika uses advanced machine learning and character recognition to interpret invoices automatically — generating accurate payment requests in seconds.
By extracting account numbers, payment references and amounts due, Monika delivers precision while dramatically speeding up the workflow. Fewer manual tasks, fewer errors, far more time for the work that actually matters.
A platform designed for teamwork.
Still sharing a single login for client bank accounts? Monika gives Court of Protection teams a secure, auditable way to manage banking collaboratively — without sole-user online banking. Create client accounts directly within the platform and gain full visibility and control from day one.
Teams can view balances and transactions, export statements, transfer funds between client accounts or make external payments, and reconcile activity using OPG annual report categories. Payment controls let senior staff review and approve transactions, including amount-based triggers for added security.
- ✓ Shared, audited access — no single point of failure
- ✓ Approval workflows and amount-based triggers
- ✓ OPG-aligned reporting categories built in
See Monika in action.
A 30-minute walkthrough tailored to your team — for appointees, deputies, attorneys and trust corporations. We'll show you onboarding, payment controls, CASS and team management against your real-world workflow.
- · Live demo with a Monika specialist
- · Tailored to your team structure and clients
- · FSCS-protected accounts, fully integrated controls