Banks Accounts for Appointees

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When authorised by the Department for Work and Pensions (DWP) to act as an appointee for a vulnerable person, you are required to open and manage a dedicated bank account. Our Appointee Account is purpose-built to simplify this responsibility — helping you stay on top of day-to-day duties, avoid common errors, and provide built-in safeguards for the appointee, the individual, and their wider care team.

Free to use and simple to open*
FSCS protected for added security
Built-in welfare benefit checks and entitlement calculator
Secure storage and sharing of DWP letters and key documents 
Automated balance limits and personalised fraud alerts for safeguarding
7-day Current Account Switch Service to transfer existing accounts
Instant access to statements via online portal and mobile app, with Open Banking connectivity
Entry onto the Vulnerability Registration Service
Access to expert support from the Money Carer Foundation

What do you need to open the Bank Account for Appointees? 


A copy of the DWP BF57 document (your appointee confirmation)

Name of vulnerable person under appointeeship

Address and date of birth details of vulnerable adult

Basic identification documents for KYC (Know Your Customer)

Sort code and account details of old bank account (if switching)

Request more info

Appointeeship

Deputyship

Banking

Money Management

Direct Payments

Families

The Money Carer Card

Payment Wearables

Finger Print Payment Card 

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